Flood Prevention Grants & Programs
With flood risks rising across Florida, many homeowners assume prevention is out of reach. But did you know there are real grant programs that can help pay for flood mitigation — like home barriers and elevation? Coastal Shield Solutions provides top of the line flood protection services but we also aim to help our customers explore all their options and gain a better understanding of the entire landscape at hand.
🔍 1. Major Flood Mitigation Grants Available Now
FEMA’s Flood Mitigation Assistance (FMA) Program
This federally funded program provides grants to state and local governments for projects that reduce flood risk—including individual property mitigation like flood barriers. In Florida, FDEM administers the program and competitive submittals must go through your local jurisdiction. The federal share can be as high as 75%, with homeowners responsible for the rest.
🔗 Florida Disaster Overview of FMA Program
Elevation & Homeowners Assistance (Elevate Florida)
Coordinated by the Florida Division of Emergency Management, Elevate Florida lets residential owners apply directly for projects like floodproofing, elevation, and temporary barriers—even with matching funds.
🔗 Elevate Florida Program – MB Rising Above
My Safe Florida Home Program
While not exclusively for flood mitigation, this program provides up to $10,000 toward home hardening upgrades, including structural resilience improvements that complement barrier installations.
🔗 Florida Home Hardening Grant Funded Again – Axios Tampa Bay
🧭 2. What Homeowners Should Do to Qualify
Step 1: Contact your local floodplain manager or city planning office to see if your local jurisdiction is sponsoring FMA applications (required in Florida).
🔗 Fort Myers Beach FMA Program InfoStep 2: Complete a vulnerability assessment, especially if FEMA map zones have recently changed for your property
Step 3: For Elevate Florida, apply directly through the state portal during open application windows
Step 4: For My Safe Florida Home, stay alert for reopenings — inspections may be required before grant approval
🔗 Citrus County FMA Program Details
📊 3. Why These Programs Offer Real Value
1. High Funding Coverage
Many programs, like FEMA’s Flood Mitigation Assistance (FMA), cover up to 75% of project costs. Others, like Elevate Florida, may fund 100% of eligible upgrades for qualifying homeowners. This dramatically reduces out-of-pocket expenses for essential flood protection improvements.
2. Broad Range of Eligible Upgrades
Grants can be used for a variety of protective measures including flood barriers, home elevation, foundation sealing, and water intrusion prevention. Programs like My Safe Florida Home also cover structural reinforcements such as storm-rated windows and doors, which enhance both flood and hurricane resilience.
3. Long-Term Property & Insurance Benefits
Investing in flood mitigation lowers your risk profile, which can reduce insurance premiums over time and increase your property’s value. Beyond financial gains, these upgrades offer priceless peace of mind during storm season, knowing your home is protected.
💡 How Coastal Shield Can Help
At Coastal Shield Solutions, we specialize in barrier systems and flood preparedness tools. We help clients:
Evaluate all available options for flood prevention
Educate themselves on programs available and current new related to flood barriers and services, building codes and flood risks
Recommend ways to mitigate risk and stay prepared before a storm
Connect you with our network of flood prevention professionals or resources
✅ Start Today—Get Your Home Flood Grant Ready
Whether you're updating your FEMA flood zone or getting ready for storm season, we’re here to help every step of the way.
👉 Check Your Flood Zone & Get a Free Barrier Plan
👉 Schedule Your Free Consultation